Birmingham Consumer & Commercial Fraud Attorney
Fraud is rampant in the United States. People are motivated by money, so they often come up with ways to defraud others of their hard-earned money.
Consumer fraud involves financial or personal losses and can involve deceptive, misleading, and unfair business practices. Victims believe they are engaging in a valid business transaction when they are actually being scammed. Everyone is at risk of being a victim of fraud, although senior citizens face an even higher risk.
If you have been a victim of a scam or fraud scheme, you may feel embarrassed. However, you should not simply ignore the situation. Seek legal help from a Birmingham consumer & commercial fraud attorney who can help you get a favorable outcome.
Signs of Consumer Fraud
The following signs indicate that you may be a victim of fraud:
- There are unexpected withdrawals or unknown purchases from your bank accounts.
- You receive calls from debt collectors about unfamiliar debts.
- There are unfamiliar accounts on your credit report.
- You receive bills from medical providers for treatments you didn’t have.
- You have multiple tax returns filed in your name.
- You are informed about a data breach at a company where you do business.
Common Types of Consumer Fraud
Fraud can happen in many ways. Here are some of the most common types:
- Identity theft. This is when someone steals your personal information—such as bank account information, credit card numbers, or your Social Security number—and uses it to assume your identity.
- Credit and debit card fraud. This is a common scheme in which scammers get a hold of a victim’s debit or credit card and use it to make unauthorized purchases. Your card may also be used to make withdrawals.
- Mortgage fraud. Real estate and mortgage professionals prey on homeowners who are behind on house payments and in danger of losing their homes. They pressure homeowners into signing contracts and agreeing to deals that are too good to be true.
- Debt collection fraud. This type of fraud involves scammers posing as debt collection agencies to demand payment from victims. These scammers will try to get personal information from you and even threaten you until you pay.
- Fake charities. People may receive calls from fake charities asking for money. The name of the charity may sound familiar, but the caller refuses to give you any information about it.
- Prize and lottery fraud. You may receive a call or letter in the mail about sweepstakes, drawings, or other lottery. This type of fraud targets the elderly and asks them to send money in order to collect their prize.
Contact a Birmingham Consumer & Commercial Fraud Lawyer Today
Fraud is a serious crime that takes advantage of innocent victims. Many people have lost their life savings due to fraud schemes, identity theft, and other similar crimes.
If you have been a victim of fraud, the Birmingham lawyers at Goldasich, Vick & Fulk can help you get justice. We can file a lawsuit and help you recover your money. Call our office at (205) 731-2566 to schedule a free consultation.