Can You Seek Compensation if You Get Injured at an Airbnb?
Airbnb has become one of the most popular alternative accommodations for travelers worldwide. Known for its affordable prices and unique lodging options, Airbnb has expanded its presence globally. However, it is not uncommon for accidents to occur in these types of accommodation.
Whether it is slipping in the shower or falling down the stairs, injuries can happen to anyone. The question is, can you seek compensation if you get injured while staying at an Airbnb? If you suffered injuries while staying at a short-term rental, Goldasich, Vick & Fulk, Attorneys at Law, can help. Our Birmingham premises liability attorneys can assist you with filing a claim for compensation after your Airbnb incident.
Airbnb Host Protection Insurance Program
In 2015, Airbnb introduced the Host Protection Insurance Program, which provides protection for hosts against third-party claims of bodily injury or property damage. According to Airbnb’s website, the program can cover the host for up to $1 million per occurrence. The host protection insurance will cover the guests and any other third party that may be injured or suffer property damage while on the host’s property. This means that if you get injured while staying at an Airbnb, you can file a claim under the host protection insurance program.
Exemptions to the Airbnb Host Protection Insurance
Though the Airbnb Host Protection Insurance program provides coverage for hosts, there are certain exemptions to the coverage. Intentional acts, such as injuries resulting from criminal activities, are not covered under this program. Additionally, other injuries that may occur outside of the premises, such as accidents that happen during tours or transportation, may not be covered by the program. It is essential to read the policy to understand what is and what is not covered.
Can You Seek Compensation if You Get Injured at an Airbnb?
If you get injured at an Airbnb and the Airbnb Host Protection Insurance program does not cover your injuries, you still have options for seeking compensation. If the host’s negligence contributed to your injuries, you may be able to file a personal injury claim against the host. A personal injury claim is a legal case where the injured party seeks compensation for their damages from the responsible party. Depending on the severity of the injuries, the damages may include medical expenses, lost wages, and other losses and damages.
Aside from personal injury claims, you can also explore other options for seeking compensation, such as filing a travel insurance claim or a homeowner’s liability insurance claim when available. It is always best to speak with a personal injury lawyer who understands the laws in your state and can give you the best advice for your specific situation.
Injured at an Airbnb? Let Our Attorneys Help
The answer to whether you can seek compensation if you get injured at an Airbnb is not always straightforward. The Airbnb Host Protection Insurance program offers coverage for hosts, but there are some exemptions to coverage. If the program does not cover your injuries, you still have options for seeking compensation. Our attorneys at Goldasich, Vick & Fulk, Attorneys at Law, can guide you through the legal process. We are ready to help you pursue the compensation you need. Call 205-731-2566 to set up a case evaluation.
